2025-07-14by James Dunseith

Beyond Financial Sovereignty: Democratizing Treasury Administration

Article IV, Section 2, Cardano Constitution:

Development of Cardano Blockchain ecosystem budgets and the administration of such budgets shall utilize, to the extent possible and beneficial, smart contracts and other blockchain based tools to facilitate decision-making and ensure transparency. Cardano Blockchain budgets shall specify a process for overseeing use of funds from Cardano Blockchain treasury withdrawals including designating one or more administrators who shall be responsible for such oversight.

Article IV, Section 5:

Any ada received from a Cardano Blockchain treasury withdrawal, so long as such ada is being held directly or indirectly by an administrator prior to further disbursement, must be kept in one or more separate accounts that can be audited by the Cardano Community, and such accounts shall not be delegated to an SPO but must be delegated to the predefined auto abstain voting option.

Blockchain fundamentally changed our understanding of financial sovereignty. With decentralized finance, blockchain enabled new tools to empower people who were once excluded from traditional systems.

Of course, that work is incomplete, and there are many "financial services" still to cover. As suggested by the Cardano Constitution excerpts above, treasury administration is one area where blockchain-based tools are needed.

At Andamio, we’ve spent the last two years thinking deeply about systems for building trust and developing "smart contracts and other blockchain based tools to facilitate decision-making and ensure transparency" as called for in Article IV, Section 2.

What does "administration of such budgets" entail? A community conversation about this question is now underway. Currently, Intersect is positioned as a primary administrator of funding, and DRep approval indicates that this is seen as a necessary step for accountability as the Cardano ecosystem evolves. By current accounting, Intersect will administer more than half of the funding that flows from the Cardano treasury into projects in 2025.

We must honor this reality while simultaneously asking deeper questions. If we truly believe in financial sovereignty as a core principle, shouldn't we be actively exploring paths toward administrative sovereignty as well? As a community, we recognize the need to expand beyond accepting centralized administration as the only option, to recognizing that self-administration capabilities will play a crucial role in Cardano's future.

Andamio provides a key piece of the puzzle. In alignment with the constitutional directive to "utilize smart contracts and other blockchain based tools," we created smart contracts, APIs, and a user interface that allows any project, regardless of size, to implement transparent treasury management with comprehensive contribution tracking anchored on-chain. This isn't just about moving tokens; it's about creating those auditable records that the Constitution envisions for how value flows through a network.

When projects can demonstrate responsible fund management through verifiable on-chain data, they build trust differently. Small teams gain the capability to:

  • Track fund allocation transparently, fulfilling the Constitution's call for accounts "that can be audited by the Cardano Community"
  • Show who contributed what and when
  • Build credibility through verified execution rather than reputation
  • Create accountability without bureaucracy
  • Maintain accessible entry points for new contributors

The implications reach beyond Cardano. As more projects develop the capacity for self-administration, we’ll show the world how to reduce dependency on centralized entities. Treasury funds can flow directly to worthy initiatives without institutional middlemen, delivering on core promises of efficiency, transparency and accessibility.

This is the logical next step in blockchain's evolution: not just giving people control of their money, but giving them the infrastructure to administer collaborative funds with the same transparency and trust that blockchain brought to individual finance. We're already using Andamio to build our team, and projects like LeadGen and Gimbalabs are managing funds while testing the platform. If you want to join us in early testing, reply to this thread or DM @AndamioPlatform any time.

Short Version:

Andamio isn't reinventing the wheel—we're simply building the practical infrastructure that enables the natural evolution of blockchain's promise and helps fulfill the vision outlined in the Cardano Constitution. By creating tools for transparent administration, we're helping projects take another thoughtful step toward the efficacy and empowerment that have always been at the heart of Cardano.


Do you wanna know more about Andamio? Visit us: https://www.andamio.io/

Say hello: hello@andamio.io

Come to our discord server: https://discord.gg/mkSBHDmzPB

X: https://x.com/AndamioPlatform

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